Debtor Debt Pay Off Calculator 1.9.3

Barry Brown – Freeware – iOS
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Debtor The Debt Payoff Calculator is a practical budgeting tool that offers two distinct modes. The Per-Month calculator is tailored for managing debts like credit card balances, while the By-Months calculator is designed for debts such as home loans that are typically amortized over a specified number of months.

In Per Month mode, users can efficiently assess the true cost of their credit card debts. By inputting details such as balance, APR, and monthly payment amount, Debtor accurately computes the total interest paid over time, aiding users in making informed financial decisions, whether contemplating new credit purchases or strategizing to pay off existing balances.

The By Months calculator provides users with an amortized monthly payment figure based on a chosen number of months. This functionality is particularly useful for estimating mortgage payments when considering buying a house or planning for significant expenses like a car loan.

Furthermore, the compare feature allows users to analyze the impact of adjustments to monthly payments or the number of months on their finances. By entering different values and tapping the Results button, users can clearly visualize potential savings highlighted in green or additional costs indicated in red for each scenario.

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